From 2020 we all adapt to a new reality and new consumption habits. Our customs and lifestyle are different and this has also affected our way of saving. We know that the expenses you had before may not be the same as now and that is why we have prepared a guide in which we offer you 10 good practices that you can carry out on a daily basis to take care of your pocket, optimize your money and save in a more efficient.
1. Set real goals
Set real goals. It is important that you are clear about the reason why you want to save. This will help motivate you and know that the money you are saving will have a purpose that will benefit you later.
2. Determine how much and when
Establish times and amounts that you know you can meet, to have sustained savings and achieve what you want to achieve. You can plan daily, weekly, or monthly a fixed amount that will go to your savings.
3. Trust the lists, they are your allies
Organizing your finances through a list of your expenses will help you better control the flow of your money. We recommend that you make a list in which you prioritize your expenses from the most to the least indispensable, so that, in this way, you can better distribute your income.
4. Save on services
You can generate greater savings of your money with simple actions such as reducing phantom electricity consumption or using only the necessary water when you bathe or brush your teeth. These small habit changes will have a positive impact on your pocket.
5. Choose a shopping day
Optimize your time and money by establishing a shopping day at the supermarket. When you go, try to have a list of the products you really need. You can also organize your shopping day according to the discounts that supermarkets offer every day.
6. Prepare a weekly menu
Organize your week’s meals ahead of time. This will help you spend only what is essential on your purchases, you will save money since you will not need to go out to eat, and it will even benefit your health because you can take healthy food to work.
7. Anticipate festivities
During various times of the year, physical and online stores offer many discounts on their products and services. Plan holiday gifts such as Christmas or birthdays in advance and buy them when you know they will be at more convenient prices.
8. Recycle
Recycling is a very good way to save money and contribute to the care of the planet. By reusing containers at home, taking your own bags to the supermarket, or reusing water to water plants, you are helping your pocket and the environment.
9. Do it yourself
From decorations for a birthday to remodeling a room… there are countless activities that you can do on your own and that do not require a high degree of technique. You can even find tutorials on the internet that will surely help you save in a fun and different way.
10. Avoidant expenses
Try to keep track of the things you buy every day and identify which expenses are worthwhile. Sometimes we think that coffee or a sweet does not affect our pocket; but, if we have the habit of making small expenses every day, we will end up damaging our savings.
Saving not only allows you to achieve your personal and family goals; Also, it is a way to ensure your future and be prepared for any unforeseen event. Sometimes when we think about saving, we imagine complex actions that require enormous effort to obtain the results we expect. The truth is that it is possible to save money every day with simple techniques that will allow us to achieve our goals more quickly.